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10 WAYS TO SAVE MONEY ON A TIGHT BUDGET

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With this month nearing its end and expenses piling up, you do not have to be worried about shopping for grocery and other domestic supplies as I have some interesting hacks that will help you save money on a tight budget.

Shopping online from e-commerce retailers provides access to multiple products, latest deals, store promotions and product reviews that help you make smarter choices. Super/hypermarket stores like Walmart, Target, Kroger, Costco with Amazon Prime and other e-commerce mobile applications or websites can enable you to order fresh produce, meat, dry staples, bakery items, household and office supplies, cleaning goods and more at affordable prices.

Additionally, you can use Walmart coupons 2021 and other deals to claim additional savings. Besides, you can redeem up to 70% discount on all clearance sale Walmart categories, get up to 50% off on ‘big summer savings’ and home essentials, up to 5% back in rewards using credit card deals with free curbside pickup and shipping on all orders. Also, save upto 50% with Target promo codes and 30% with Costco coupon codes on your orders.

Take a look at top 10 ways to save money on a tight budget:

  1. Plan your shopping

Grocery stores discount meat, vegetables and other food items during opening hours, so you can save money by shopping early. To avoid extra expenses, you can also make a list of products you need for the upcoming week.

Look out for weekly ads, store flyers and catalogs that offer high-quality products at economical prices, so you can stay within budget. Consequently, you can plan meals for the week and shop online accordingly to ensure no fresh produce is wasted. Get up to 50% off on Target purchases.

2. App/website purchases

If you prefer shopping from the safe confines of your home, download the store app or check its website to order online. Find deals using the weekly ads section displaying sales and store specials, create your shopping list while staying on budget and order online.

Check out ‘big savings’ or ‘savings spotlight’ section to get select items at discounted rates and view value bundles, package deals and complimentary items on combo products. Get up to 50% off on Walmart ‘Big Summer Savings’.

3. Shop smartly

Buying large quantities of non-refined foods like blocks of cheese instead of shredded, whole grains (rice and oats) in place of processed cereals and legumes, seeds, eggs rather than meat can also help you prepare nutritious meals easily, fulfill your protein requirement and save some bucks.

If you regularly buy fresh meat and fish, try cheaper cuts that are comparatively inexpensive and can be used in different preparations (like soups, stir fries, stews, casseroles and burritos) throughout the week. Get fresh produce, meat and more from 28 cents at Kroger.

4. Clearance event, seasonal and festive sales

During the holiday season, stores offer special discounts and access to exclusive items that help you avail some savings. Likewise, sales during Black Friday, Christmas and New Year, Easter etc. provide discounts on bulk purchases and festive goods. Get 50% savings on Amazon ‘spring into summer event’.

Look for clearance sections to get products delivered at lesser rates than original price. The clearance category products, seasonal produce and sale items including non-perishables, dry foods can be bought in larger quantities and stocked up for longer.

5. Free shipping

Shop listed qualifying items for a specific minimum amount to get orders delivered free. Order grocery, pantry goods, snacks, bakery items, desserts etc. from Costco to get 2-days delivery.

If you need an order instantly and cannot wait for it to be delivered, you can opt for curbside pickup option on your online order, choose a time slot and a Walmart associate will bring the order to your car – so all you need to do is drive to the store!

6. Buy known brands

Get significant savings without sacrificing quality by ordering from renowned brands. These brands offer more discounts on products like groceries, seasonal fruits and vegetables, pantry staples, eggs and milk, basic essentials, domestic cleaning supplies etc.

Check tags like ‘great value’ and ‘super saver’ to buy high-quality well-packaged foods/brands, combos and bulk items at discounted rates. You can additionally compare store brand and generic products to avail extra savings. Order natural organic products from Kroger at $1.59.

7. Price-match

To find the best deals and get maximum savings, you can do a little research to compare prices across various online retailers. Some shopping websites provide services to help you do that and ensure you get the best products at the best price!

In addition to comparison across brands and stores, you can also compare online and in-store prices to benefit from discounts. Checkout Walmart’s price-match policy to find the best deals and get money-saving guarantee.

8. Loyalty programs

Subscription plans, member deals and loyalty programs can help you earn rewards, cashback, additional discount and allow you to access sales earlier than other customers. Amazon Prime members can access sales early and get deals with free shipping.

At times, you can get exclusive updates about new launches or special deals, incentives like credits for future purchases or reward points that can be used later.

9. Store cards

Sign up for store promotions to get a discount on your first purchase or use store cards (also called retail cards), specific bank credit/debit cards, online payment portals or cards from partner apps to shop online and claim savings on all your purchases.

Participating retailers offer instant discounts to specific credit or debit cards, extra days for free returns and exchanges with special perks and accumulation of points that can be used later instead of cash at checkout. Costco credit cards to get 4% back in rewards.

1o. Combine saving strategies

Using reward programs or apps can help you earn cashback offers, shopping credits, gift cards from partner brands, rebates etc. Just scan and upload your receipt to claim rewards. Get 2% – 5% back in rewards at Walmart in-store and online purchases.

You can also add money-saving extensions to your website browser, enter coupon code (if required) and earn cashback as credits in your account. To benefit from discounts, you can enable notifications from these extension sites and utilize promo codes displayed by them.

Shop for affordable fresh produce, grocery items, meat, eggs, fish, prescription medicines, cleaning supplies and other household essentials using coupons, promotional codes, sales, online deals on app/website purchases and claim additional savings and perks.

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